228 loan Options
228 loan Options
Blog Article
A bank may perhaps get ready only one system or independent designs for its facility-based mostly assessment regions, retail lending evaluation areas, exterior retail lending space, or other geographic areas that will be evaluated within the absence of an accepted strategy.
설정한 아이디는 나중에 변경할 수 없으니 신중하게 입력해주세요. 변경 전 공유된 블로그/글/클립 링크는 연결이 끊길 수 있습니다.
Catastrophe preparedness and temperature resiliency routines aid men and women and communities to prepare for, adapt to, and face up to organic disasters or temperature-related threats or disasters. Disaster preparedness and weather conditions resiliency things to do gain or provide specific census tracts and:
답변. 네이버 모바일 버전은 스마트폰 또는 태블릿에서 웹 브라우저를 통해 접속할 수 있습니다.
네이버 검색창에 원하는 키워드를 입력하면 관련 정보를 빠르게 찾아볼 수 있습니다.
The Board may possibly alter a little lender score from “Satisfactory” to “Exceptional” at the establishment degree where by the bank requests and receives added thing to consider for the subsequent activities, without the need of regard to whether or not the activity is in a number of on the lender's facility-centered assessment areas, as relevant:
Pursuant to § 228.28 and appendix D to this part, the Board incorporates a lender's Retail Lending Exam conclusions into its Point out or multistate MSA scores, as relevant, and its institution score.
A bank ought to delineate one or more facility-primarily based assessment regions within just which the Board evaluates the lender's record of assisting to meet up with the credit history needs of its whole community pursuant for the functionality exams and strategic plan described in § 228.21.
The Board seeks to act on a draft prepare inside of ninety calendar times after the Board receives the whole draft approach along with other elements demanded pursuant to paragraph (f) of the part.
(i) All the data necessary to the lender's public file have to be preserved at the key office and, if an interstate bank, at one particular branch office in Just about every State; and
(B) The housing is found inside of a census tract in which the median earnings of renters is very low- or average-profits and the median rent would not exceed 30 p.c of 80 percent of the region median profits;
(three) The volume of lenders whose home home loan loans, multifamily loans, get more info little enterprise loans, and modest farm loans and deposits facts are applied to ascertain the relevant Retail Lending Volume Threshold, geographic distribution sector benchmarks, and borrower distribution industry benchmarks;
The Board considers The supply of distant services facilities in the next geographic spots:
The Bank Multistate MSA Local community Enhancement Funding Metric measures the greenback volume of the bank's Group progress loans and community improvement investments that profit or serve a multistate MSA in comparison with deposits within the lender located in the multistate MSA, calculated pursuant to paragraph II.g of appendix B to this section.